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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,251 | $114,119+33.4% | $107,187+42.0% | $138,895+9.6% |
| Participation rate | 91.3% | 78.1%+13.2pp | 75.0%+16.3pp | 79.9%+11.4pp |
| Annual return | 15.85% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.5pp |
| Employer contribution / active EE | $4,437 | $4,059+9.3% | $3,782+17.3% | $4,194+5.8% |
| Participant deferral / active EE | $4,506 | $5,538-18.6% | $5,096-11.6% | $6,396-29.6% |
| Admin fee / account holder | $10,613 | $10,024+5.9% | $9,162+15.8% | $12,562-15.5% |