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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,251 | $171,492-11.2% | $150,734+1.0% | $198,609-23.3% |
| Participation rate | 91.3% | 81.4%+9.9pp | 78.4%+12.9pp | 82.4%+8.9pp |
| Annual return | 15.85% | 804.70%-788.9pp | 600.81%-585.0pp | 202.70%-186.8pp |
| Employer contribution / active EE | $4,437 | $5,470-18.9% | $4,918-9.8% | $5,055-12.2% |
| Participant deferral / active EE | $4,506 | $6,259-28.0% | $5,610-19.7% | $6,977-35.4% |
| Admin fee / account holder | $10,613 | $17,628-39.8% | $14,905-28.8% | $19,030-44.2% |