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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,703 | $160,070-20.8% | $147,117-13.9% | $145,897-13.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.52% | 98.69%-84.2pp | 420.54%-406.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $3,391 | $5,285-35.8% | $4,932-31.3% | $4,663-27.3% |
| Participant deferral / active EE | $9,183 | $8,419+9.1% | $8,065+13.9% | $6,689+37.3% |
| Admin fee / account holder | $5,460 | $15,035-63.7% | $12,993-58.0% | $13,390-59.2% |