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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,949 | $111,814-58.0% | $103,378-54.6% | $145,978-67.8% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.5pp |
| Annual return | 30.36% | 24.80%+5.6pp | 24.91%+5.5pp | 550.52%-520.2pp |
| Employer contribution / active EE | $1,028 | $4,215-75.6% | $3,870-73.5% | $4,662-78.0% |
| Participant deferral / active EE | $3,476 | $5,618-38.1% | $5,058-31.3% | $6,690-48.0% |
| Admin fee / account holder | $1,119 | $9,764-88.5% | $8,401-86.7% | $13,400-91.6% |