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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,949 | $110,379-57.5% | $102,412-54.2% | $145,884-67.8% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.6pp |
| Annual return | 30.36% | 24.84%+5.5pp | 24.94%+5.4pp | 551.85%-521.5pp |
| Employer contribution / active EE | $1,028 | $4,216-75.6% | $3,870-73.4% | $4,662-78.0% |
| Participant deferral / active EE | $3,476 | $5,622-38.2% | $5,060-31.3% | $6,690-48.0% |
| Admin fee / account holder | $1,119 | $9,745-88.5% | $8,388-86.7% | $13,392-91.6% |