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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,796 | $125,184-60.2% | $105,607-52.8% | $145,884-65.9% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 11.27% | 225.00%-213.7pp | 116.11%-104.8pp | 551.85%-540.6pp |
| Employer contribution / active EE | $1,045 | $3,720-71.9% | $3,167-67.0% | $4,662-77.6% |
| Participant deferral / active EE | $1,783 | $5,714-68.8% | $5,011-64.4% | $6,690-73.3% |
| Admin fee / account holder | $745 | $17,133-95.6% | $10,958-93.2% | $13,392-94.4% |