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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,800 | $196,972+136.0% | $182,262+155.0% | $198,609+134.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 8.84% | 158.27%-149.4pp | 140.60%-131.8pp | 202.70%-193.9pp |
| Employer contribution / active EE | $5,683 | $5,364+6.0% | $5,046+12.6% | $5,055+12.4% |
| Participant deferral / active EE | $3,179 | $8,643-63.2% | $8,276-61.6% | $6,977-54.4% |
| Admin fee / account holder | $50,002 | $18,429+171.3% | $16,712+199.2% | $19,030+162.7% |