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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,684 | $100,147+122.4% | $81,286+174.0% | $145,877+52.7% |
| Participation rate | 95.8% | 74.2%+21.6pp | 69.5%+26.3pp | 80.3%+15.5pp |
| Annual return | 11.24% | 34.44%-23.2pp | 24.80%-13.6pp | 551.28%-540.0pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $2,463-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,818 | $4,607+69.7% | $3,883+101.3% | $6,691+16.9% |
| Admin fee / account holder | $30,623 | $8,201+273.4% | $5,764+431.3% | $13,402+128.5% |