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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,684 | $100,279+122.1% | $81,353+173.7% | $145,884+52.6% |
| Participation rate | 95.8% | 74.3%+21.6pp | 69.5%+26.3pp | 80.3%+15.5pp |
| Annual return | 11.24% | 34.49%-23.2pp | 24.82%-13.6pp | 551.85%-540.6pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,818 | $4,611+69.6% | $3,885+101.3% | $6,690+16.9% |
| Admin fee / account holder | $30,623 | $8,206+273.2% | $5,766+431.1% | $13,392+128.7% |