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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,883 | $178,174-37.2% | $156,181-28.4% | $137,256-18.5% |
| Participation rate | 38.5% | 82.0%-43.6pp | 78.8%-40.4pp | 80.0%-41.5pp |
| Annual return | 17.80% | 84.19%-66.4pp | 64.87%-47.1pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,159 | $4,972-76.7% | $4,294-73.0% | $4,156-72.1% |
| Participant deferral / active EE | $3,102 | $6,888-55.0% | $6,132-49.4% | $6,407-51.6% |
| Admin fee / account holder | $71 | $17,404-99.6% | $14,586-99.5% | $12,270-99.4% |