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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,008 | $117,846+57.0% | $102,434+80.6% | $145,884+26.8% |
| Participation rate | 77.3% | 78.6%-1.4pp | 76.5%+0.8pp | 80.3%-3.0pp |
| Annual return | 11.33% | 31.90%-20.6pp | 29.46%-18.1pp | 551.85%-540.5pp |
| Employer contribution / active EE | $2,280 | $3,615-36.9% | $3,023-24.6% | $4,662-51.1% |
| Participant deferral / active EE | $3,538 | $5,733-38.3% | $5,055-30.0% | $6,690-47.1% |
| Admin fee / account holder | $530 | $13,356-96.0% | $9,462-94.4% | $13,392-96.0% |