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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 99 · EIN 36-3258176 | Other Fees | $25,027 |
CETERA ADVISOR NETWORKS LLC3 years Service code 55 200 N SEPULVEDA BLVD STE 1200 · EL SEGUNDO, CA 90245 | Other Commissions | $8,941 |
Service code 49 PO BOX 54 · FRANKLIN SQ, NY 11010 | Other Services | $6,071 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,895 | $55,472+71.1% | $155,567-39.0% | $74,546+27.3% |
| Participation rate | 97.2% | 61.9%+35.3pp | 78.2%+19.0pp | 67.2%+30.0pp |
| Annual return | 14.59% | 268.72%-254.1pp | 64.74%-50.1pp | 1366.03%-1351.4pp |
| Employer contribution / active EE | $6,797 | $2,269+199.6% | $4,674+45.4% | $2,624+159.0% |
| Participant deferral / active EE | $4,730 | $2,838+66.7% | $5,628-16.0% | $4,347+8.8% |
| Admin fee / account holder | $358 | $1,743-79.5% | $15,916-97.8% | $1,944-81.6% |