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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 99 · EIN 36-3258176 | Other Fees | $25,027 |
CETERA ADVISOR NETWORKS LLC3 years Service code 55 200 N SEPULVEDA BLVD STE 1200 · EL SEGUNDO, CA 90245 | Other Commissions | $8,941 |
Service code 49 PO BOX 54 · FRANKLIN SQ, NY 11010 | Other Services | $6,071 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,895 | $55,446+71.1% | $155,574-39.0% | $74,429+27.5% |
| Participation rate | 97.2% | 61.9%+35.3pp | 78.2%+19.0pp | 67.2%+30.0pp |
| Annual return | 14.59% | 269.20%-254.6pp | 64.87%-50.3pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $6,797 | $2,266+200.0% | $4,676+45.4% | $2,625+159.0% |
| Participant deferral / active EE | $4,730 | $2,836+66.8% | $5,629-16.0% | $4,348+8.8% |
| Admin fee / account holder | $358 | $1,743-79.5% | $15,914-97.8% | $1,944-81.6% |