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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,542 | $76,368+60.5% | $67,681+81.1% | $154,746-20.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 12.13% | 1066.77%-1054.6pp | 590.58%-578.5pp | 172.34%-160.2pp |
| Employer contribution / active EE | $5,432 | $3,151+72.4% | $2,678+102.8% | $4,379+24.1% |
| Participant deferral / active EE | $3,620 | $4,824-25.0% | $3,976-9.0% | $6,730-46.2% |
| Admin fee / account holder | $1,268 | $8,559-85.2% | $6,100-79.2% | $14,365-91.2% |