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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,542 | $68,097+80.0% | $62,929+94.7% | $137,256-10.7% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 12.13% | 1859.11%-1847.0pp | 1063.93%-1051.8pp | 220.34%-208.2pp |
| Employer contribution / active EE | $5,432 | $2,811+93.2% | $2,505+116.9% | $4,156+30.7% |
| Participant deferral / active EE | $3,620 | $4,553-20.5% | $3,888-6.9% | $6,407-43.5% |
| Admin fee / account holder | $1,268 | $6,521-80.6% | $5,065-75.0% | $12,270-89.7% |