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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $602,557 | $106,524+465.7% | $152,301+295.6% | $87,485+588.8% |
| Participation rate | 90.8% | 75.8%+15.0pp | 82.4%+8.3pp | 68.9%+21.9pp |
| Annual return | 15.80% | 26.89%-11.1pp | 80.50%-64.7pp | 26.06%-10.3pp |
| Employer contribution / active EE | $22,477 | $3,371+566.7% | $4,624+386.1% | $2,596+765.8% |
| Participant deferral / active EE | $15,199 | $6,525+132.9% | $8,004+89.9% | $4,274+255.6% |
| Admin fee / account holder | $54,704 | $8,287+560.1% | $14,398+279.9% | $7,775+603.6% |