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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,649 | $156,398+181.1% | $147,318+198.4% | $138,895+216.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.79% | 78.75%-66.0pp | 70.43%-57.6pp | 145.39%-132.6pp |
| Employer contribution / active EE | $3,268 | $4,853-32.7% | $4,593-28.9% | $4,194-22.1% |
| Participant deferral / active EE | $12,894 | $8,237+56.5% | $7,906+63.1% | $6,396+101.6% |
| Admin fee / account holder | $4,866 | $14,976-67.5% | $13,708-64.5% | $12,562-61.3% |