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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,649 | $155,555+182.6% | $146,866+199.4% | $155,188+183.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.79% | 115.41%-102.6pp | 102.85%-90.1pp | 148.84%-136.0pp |
| Employer contribution / active EE | $3,268 | $4,647-29.7% | $4,425-26.2% | $4,248-23.1% |
| Participant deferral / active EE | $12,894 | $8,044+60.3% | $7,759+66.2% | $6,531+97.4% |
| Admin fee / account holder | $4,866 | $14,755-67.0% | $13,620-64.3% | $14,480-66.4% |