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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,637 | $100,073-29.4% | $85,126-17.0% | $145,877-51.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.31% | 84.11%-76.8pp | 66.63%-59.3pp | 551.28%-544.0pp |
| Employer contribution / active EE | $1,387 | $3,236-57.1% | $2,731-49.2% | $4,663-70.2% |
| Participant deferral / active EE | $3,443 | $5,294-35.0% | $4,523-23.9% | $6,691-48.5% |
| Admin fee / account holder | $452 | $7,261-93.8% | $6,160-92.7% | $13,402-96.6% |