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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,883 | $211,288-9.7% | $178,540+6.9% | $145,884+30.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.81% | 30.27%-22.5pp | 27.15%-19.3pp | 551.85%-544.0pp |
| Employer contribution / active EE | $1,048 | $4,574-77.1% | $3,953-73.5% | $4,662-77.5% |
| Participant deferral / active EE | $24,000 | $6,967+244.5% | $6,281+282.1% | $6,690+258.8% |
| Admin fee / account holder | $2,525 | $12,105-79.1% | $10,424-75.8% | $13,392-81.1% |