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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,864 | $76,834+9.1% | $108,359-22.6% | $87,485-4.1% |
| Participation rate | 71.7% | 61.7%+10.0pp | 70.1%+1.6pp | 68.9%+2.8pp |
| Annual return | 14.99% | 19.09%-4.1pp | 36.89%-21.9pp | 26.06%-11.1pp |
| Employer contribution / active EE | $4,307 | $1,556+176.7% | $2,399+79.5% | $2,596+65.9% |
| Participant deferral / active EE | $5,083 | $3,100+63.9% | $4,137+22.9% | $4,274+18.9% |
| Admin fee / account holder | $10,355 | $6,537+58.4% | $9,741+6.3% | $7,775+33.2% |