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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,628 | $166,089-26.8% | $164,928-26.3% | $145,978-16.7% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 16.41% | 100.26%-83.8pp | 70.08%-53.7pp | 550.52%-534.1pp |
| Employer contribution / active EE | $3,671 | $5,276-30.4% | $4,343-15.5% | $4,662-21.3% |
| Participant deferral / active EE | $10,270 | $6,961+47.5% | $6,034+70.2% | $6,690+53.5% |
| Admin fee / account holder | $930 | $16,641-94.4% | $12,684-92.7% | $13,400-93.1% |