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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,389 | $178,174-30.2% | $156,181-20.4% | $137,256-9.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.92% | 84.19%-65.3pp | 64.87%-46.0pp | 220.34%-201.4pp |
| Employer contribution / active EE | $2,488 | $4,972-50.0% | $4,294-42.1% | $4,156-40.1% |
| Participant deferral / active EE | $6,193 | $6,888-10.1% | $6,132+1.0% | $6,407-3.3% |
| Admin fee / account holder | $612 | $17,404-96.5% | $14,586-95.8% | $12,270-95.0% |