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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,849 | $81,504+23.7% | $102,437-1.6% | $80,959+24.6% |
| Participation rate | 70.6% | 66.9%+3.7pp | 74.5%-3.9pp | 67.7%+2.9pp |
| Annual return | 14.37% | 25.60%-11.2pp | 24.95%-10.6pp | 35.67%-21.3pp |
| Employer contribution / active EE | $12,689 | $3,104+308.9% | $3,871+227.8% | $2,757+360.2% |
| Participant deferral / active EE | $603 | $3,871-84.4% | $5,060-88.1% | $4,300-86.0% |
| Admin fee / account holder | $39,221 | $6,719+483.7% | $8,388+367.6% | $6,925+466.3% |