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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,964 | $150,412-29.6% | $120,574-12.1% | $145,884-27.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.83% | 154.50%-141.7pp | 107.42%-94.6pp | 551.85%-539.0pp |
| Employer contribution / active EE | $2,096 | $4,355-51.9% | $3,471-39.6% | $4,662-55.0% |
| Participant deferral / active EE | $13,125 | $6,175+112.5% | $4,996+162.7% | $6,690+96.2% |
| Admin fee / account holder | $715 | $12,224-94.2% | $9,445-92.4% | $13,392-94.7% |