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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,158 | $111,535+47.2% | $105,223+56.0% | $137,256+19.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.52% | 237.85%-220.3pp | 180.65%-163.1pp | 220.34%-202.8pp |
| Employer contribution / active EE | $9,161 | $3,939+132.5% | $3,689+148.4% | $4,156+120.4% |
| Participant deferral / active EE | $14,161 | $5,500+157.5% | $5,072+179.2% | $6,407+121.0% |
| Admin fee / account holder | $763 | $9,721-92.2% | $8,859-91.4% | $12,270-93.8% |