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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,824 | $114,119+65.5% | $107,187+76.2% | $138,895+35.9% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 15.85% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.5pp |
| Employer contribution / active EE | $4,193 | $4,059+3.3% | $3,782+10.9% | $4,1940% |
| Participant deferral / active EE | $6,146 | $5,538+11.0% | $5,096+20.6% | $6,396-3.9% |
| Admin fee / account holder | $2,176 | $10,024-78.3% | $9,162-76.2% | $12,562-82.7% |