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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,202 | $76,407+57.3% | $150,298-20.0% | $82,448+45.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.04% | 39.99%-28.0pp | 62.79%-50.7pp | 41.64%-29.6pp |
| Employer contribution / active EE | $3,876 | $2,614+48.3% | $4,154-6.7% | $2,551+51.9% |
| Participant deferral / active EE | $8,645 | $3,214+169.0% | $5,453+58.6% | $4,139+108.9% |
| Admin fee / account holder | $56,920 | $6,352+796.1% | $14,116+303.2% | $7,234+686.8% |