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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,147 | $70,366+16.7% | $66,674+23.2% | $138,895-40.9% |
| Participation rate | 83.3% | 76.2%+7.2pp | 73.7%+9.7pp | 79.9%+3.4pp |
| Annual return | 9.88% | 386.41%-376.5pp | 321.24%-311.4pp | 145.39%-135.5pp |
| Employer contribution / active EE | $3,033 | $2,765+9.7% | $2,620+15.7% | $4,194-27.7% |
| Participant deferral / active EE | $3,595 | $4,374-17.8% | $4,084-12.0% | $6,396-43.8% |
| Admin fee / account holder | $31,295 | $5,262+494.7% | $5,098+513.9% | $12,562+149.1% |