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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,700 | $45,343+183.8% | $150,298-14.4% | $67,986+89.3% |
| Participation rate | 83.5% | 51.9%+31.6pp | 77.8%+5.7pp | 57.2%+26.3pp |
| Annual return | 19.10% | 33.28%-14.2pp | 62.79%-43.7pp | 31.67%-12.6pp |
| Employer contribution / active EE | $5,183 | $1,462+254.6% | $4,154+24.8% | $2,019+156.8% |
| Participant deferral / active EE | $9,056 | $2,055+340.7% | $5,453+66.1% | $3,358+169.7% |
| Admin fee / account holder | $1,190 | $2,250-47.1% | $14,116-91.6% | $3,203-62.9% |