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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,743 | $160,028+34.8% | $147,080+46.7% | $145,884+47.9% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 9.77% | 98.60%-88.8pp | 420.17%-410.4pp | 551.85%-542.1pp |
| Employer contribution / active EE | $4,899 | $5,286-7.3% | $4,933-0.7% | $4,662+5.1% |
| Participant deferral / active EE | $17,151 | $8,422+103.6% | $8,066+112.6% | $6,690+156.4% |
| Admin fee / account holder | $11,819 | $15,030-21.4% | $12,989-9.0% | $13,392-11.7% |