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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,348 | $150,435-81.8% | $120,580-77.3% | $145,897-81.3% |
| Participation rate | 69.2% | 78.8%-9.6pp | 72.0%-2.7pp | 80.3%-11.1pp |
| Annual return | 11.29% | 154.60%-143.3pp | 107.48%-96.2pp | 552.29%-541.0pp |
| Employer contribution / active EE | $1,537 | $4,352-64.7% | $3,469-55.7% | $4,663-67.0% |
| Participant deferral / active EE | $1,927 | $6,174-68.8% | $4,995-61.4% | $6,689-71.2% |
| Admin fee / account holder | $3,801 | $12,182-68.8% | $9,418-59.6% | $13,390-71.6% |