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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,008 | $162,136+14.1% | $152,301+21.5% | $154,746+19.6% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 15.51% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $2,838 | $4,890-42.0% | $4,624-38.6% | $4,379-35.2% |
| Participant deferral / active EE | $7,665 | $8,341-8.1% | $8,004-4.2% | $6,730+13.9% |
| Admin fee / account holder | $31,126 | $15,759+97.5% | $14,398+116.2% | $14,365+116.7% |