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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,097 | $62,409+34.8% | $120,524-30.2% | $74,429+13.0% |
| Participation rate | 26.3% | 56.8%-30.5pp | 71.9%-45.7pp | 67.2%-41.0pp |
| Annual return | 12.82% | 18.62%-5.8pp | 107.36%-94.5pp | 1368.38%-1355.6pp |
| Employer contribution / active EE | $758 | $1,847-58.9% | $3,469-78.1% | $2,625-71.1% |
| Participant deferral / active EE | $1,462 | $2,888-49.4% | $4,994-70.7% | $4,348-66.4% |
| Admin fee / account holder | $3,655 | $2,394+52.7% | $9,440-61.3% | $1,944+88.0% |