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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,607 | $183,592-6.0% | $155,574+10.9% | $145,877+18.3% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 4.13% | 61.37%-57.2pp | 64.87%-60.7pp | 551.28%-547.2pp |
| Employer contribution / active EE | $1,298 | $5,317-75.6% | $4,676-72.2% | $4,663-72.2% |
| Participant deferral / active EE | $5,625 | $6,466-13.0% | $5,629-0.1% | $6,691-15.9% |
| Admin fee / account holder | $1,915 | $19,316-90.1% | $15,914-88.0% | $13,402-85.7% |