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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,892 | $99,921-90.1% | $85,009-88.4% | $145,959-93.2% |
| Participation rate | 57.1% | 74.1%-16.9pp | 67.5%-10.4pp | 80.3%-23.1pp |
| Annual return | 9.08% | 83.89%-74.8pp | 66.47%-57.4pp | 561.95%-552.9pp |
| Employer contribution / active EE | $1,080 | $3,233-66.6% | $2,728-60.4% | $4,661-76.8% |
| Participant deferral / active EE | $1,389 | $5,293-73.8% | $4,522-69.3% | $6,689-79.2% |
| Admin fee / account holder | $105 | $7,252-98.5% | $6,153-98.3% | $13,398-99.2% |