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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,892 | $100,139-90.1% | $85,187-88.4% | $145,884-93.2% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 9.08% | 84.15%-75.1pp | 66.67%-57.6pp | 551.85%-542.8pp |
| Employer contribution / active EE | $1,080 | $3,238-66.6% | $2,732-60.5% | $4,662-76.8% |
| Participant deferral / active EE | $1,389 | $5,296-73.8% | $4,525-69.3% | $6,690-79.2% |
| Admin fee / account holder | $105 | $7,262-98.5% | $6,162-98.3% | $13,392-99.2% |