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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,124 | $154,228-14.3% | $145,433-9.2% | $137,256-3.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.35% | 74.59%-64.2pp | 66.58%-56.2pp | 220.34%-210.0pp |
| Employer contribution / active EE | $15,337 | $4,804+219.3% | $4,554+236.7% | $4,156+269.0% |
| Participant deferral / active EE | $6,795 | $8,216-17.3% | $7,897-14.0% | $6,407+6.1% |
| Admin fee / account holder | $6,638 | $14,344-53.7% | $13,129-49.4% | $12,270-45.9% |