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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,054 | $154,228+89.4% | $145,433+100.8% | $137,256+112.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.11% | 74.59%-62.5pp | 66.58%-54.5pp | 220.34%-208.2pp |
| Employer contribution / active EE | $15,038 | $4,804+213.0% | $4,554+230.2% | $4,156+261.8% |
| Participant deferral / active EE | $6,038 | $8,216-26.5% | $7,897-23.6% | $6,407-5.8% |
| Admin fee / account holder | $1,465 | $14,344-89.8% | $13,129-88.8% | $12,270-88.1% |