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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,230 | $72,071-73.3% | $68,368-71.9% | $137,256-86.0% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 28.24% | 353.14%-324.9pp | 292.57%-264.3pp | 220.34%-192.1pp |
| Employer contribution / active EE | $3,030 | $2,788+8.7% | $2,649+14.4% | $4,156-27.1% |
| Participant deferral / active EE | $2,854 | $4,410-35.3% | $4,123-30.8% | $6,407-55.5% |
| Admin fee / account holder | $39,994 | $5,336+649.6% | $5,150+676.6% | $12,270+225.9% |