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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,230 | $102,595-81.3% | $94,057-79.6% | $154,746-87.6% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 28.24% | 583.42%-555.2pp | 480.62%-452.4pp | 172.34%-144.1pp |
| Employer contribution / active EE | $3,030 | $3,147-3.7% | $2,933+3.3% | $4,379-30.8% |
| Participant deferral / active EE | $2,854 | $5,118-44.2% | $4,709-39.4% | $6,730-57.6% |
| Admin fee / account holder | $39,994 | $7,736+417.0% | $7,244+452.1% | $14,365+178.4% |