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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,230 | $114,013-83.1% | $103,693-81.5% | $155,188-87.6% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 28.24% | 49.31%-21.1pp | 47.61%-19.4pp | 148.84%-120.6pp |
| Employer contribution / active EE | $3,030 | $3,131-3.2% | $2,920+3.7% | $4,248-28.7% |
| Participant deferral / active EE | $2,854 | $4,970-42.6% | $4,579-37.7% | $6,531-56.3% |
| Admin fee / account holder | $39,994 | $8,407+375.7% | $7,858+409.0% | $14,480+176.2% |