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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,362 | $160,028+51.4% | $147,080+64.8% | $145,884+66.1% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 14.24% | 98.60%-84.4pp | 420.17%-405.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $11,030 | $5,286+108.7% | $4,933+123.6% | $4,662+136.6% |
| Participant deferral / active EE | $11,039 | $8,422+31.1% | $8,066+36.9% | $6,690+65.0% |
| Admin fee / account holder | $449 | $15,030-97.0% | $12,989-96.5% | $13,392-96.6% |