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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,013 | $160,028+19.4% | $147,080+29.9% | $145,884+30.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 46.83% | 98.60%-51.8pp | 420.17%-373.3pp | 551.85%-505.0pp |
| Employer contribution / active EE | $13,440 | $5,286+154.3% | $4,933+172.4% | $4,662+188.3% |
| Participant deferral / active EE | $9,173 | $8,422+8.9% | $8,066+13.7% | $6,690+37.1% |
| Admin fee / account holder | $50,561 | $15,030+236.4% | $12,989+289.3% | $13,392+277.5% |