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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,736 | $102,382-87.6% | $147,005-91.3% | $80,874-84.3% |
| Participation rate | 53.8% | 75.8%-22.0pp | 82.2%-28.3pp | 67.6%-13.8pp |
| Annual return | 9.56% | 134.89%-125.3pp | 418.76%-409.2pp | 35.62%-26.1pp |
| Employer contribution / active EE | $1,167 | $3,715-68.6% | $4,934-76.4% | $2,756-57.7% |
| Participant deferral / active EE | $1,263 | $6,646-81.0% | $8,070-84.3% | $4,297-70.6% |
| Admin fee / account holder | $1,263 | $7,942-84.1% | $13,006-90.3% | $6,935-81.8% |