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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,987 | $88,754+119.7% | $81,820+138.3% | $145,877+33.7% |
| Participation rate | 90.9% | 75.1%+15.8pp | 72.4%+18.5pp | 80.3%+10.6pp |
| Annual return | 10.43% | 1031.77%-1021.3pp | 777.93%-767.5pp | 551.28%-540.9pp |
| Employer contribution / active EE | $17,841 | $3,085+478.3% | $2,915+512.0% | $4,663+282.6% |
| Participant deferral / active EE | $10,774 | $4,648+131.8% | $4,323+149.2% | $6,691+61.0% |
| Admin fee / account holder | $1,767 | $8,424-79.0% | $7,391-76.1% | $13,402-86.8% |