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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,987 | $88,710+119.8% | $81,783+138.4% | $145,959+33.6% |
| Participation rate | 90.9% | 75.0%+15.9pp | 72.4%+18.6pp | 80.3%+10.6pp |
| Annual return | 10.43% | 1027.26%-1016.8pp | 775.05%-764.6pp | 561.95%-551.5pp |
| Employer contribution / active EE | $17,841 | $3,083+478.7% | $2,913+512.6% | $4,661+282.8% |
| Participant deferral / active EE | $10,774 | $4,645+132.0% | $4,320+149.4% | $6,689+61.1% |
| Admin fee / account holder | $1,767 | $8,407-79.0% | $7,380-76.1% | $13,398-86.8% |