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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,987 | $88,815+119.5% | $81,882+138.1% | $145,897+33.6% |
| Participation rate | 90.9% | 75.1%+15.8pp | 72.4%+18.5pp | 80.3%+10.6pp |
| Annual return | 10.43% | 1033.75%-1023.3pp | 779.47%-769.0pp | 552.29%-541.9pp |
| Employer contribution / active EE | $17,841 | $3,086+478.1% | $2,916+511.8% | $4,663+282.6% |
| Participant deferral / active EE | $10,774 | $4,647+131.8% | $4,323+149.2% | $6,689+61.1% |
| Admin fee / account holder | $1,767 | $8,434-79.0% | $7,360-76.0% | $13,390-86.8% |