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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,993 | $111,830-69.6% | $93,696-63.7% | $145,884-76.7% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | -21.66% | 204.08%-225.7pp | 133.74%-155.4pp | 551.85%-573.5pp |
| Employer contribution / active EE | $2,778 | $3,093-10.2% | $2,422+14.7% | $4,662-40.4% |
| Participant deferral / active EE | $4,870 | $4,920-1.0% | $4,417+10.3% | $6,690-27.2% |
| Admin fee / account holder | $2,285 | $10,249-77.7% | $8,287-72.4% | $13,392-82.9% |