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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,993 | $111,787-69.6% | $93,681-63.7% | $145,978-76.7% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | -21.66% | 203.52%-225.2pp | 133.47%-155.1pp | 550.52%-572.2pp |
| Employer contribution / active EE | $2,778 | $3,093-10.2% | $2,422+14.7% | $4,662-40.4% |
| Participant deferral / active EE | $4,870 | $4,918-1.0% | $4,415+10.3% | $6,690-27.2% |
| Admin fee / account holder | $2,285 | $10,256-77.7% | $8,290-72.4% | $13,400-82.9% |