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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $629,737 | $117,846+434.4% | $102,434+514.8% | $145,884+331.7% |
| Participation rate | 44.4% | 78.6%-34.2pp | 76.5%-32.1pp | 80.3%-35.9pp |
| Annual return | 18.88% | 31.90%-13.0pp | 29.46%-10.6pp | 551.85%-533.0pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,644 | $5,733+33.3% | $5,055+51.2% | $6,690+14.3% |
| Admin fee / account holder | $40 | $13,356-99.7% | $9,462-99.6% | $13,392-99.7% |