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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $745,829 | $126,661+488.8% | $113,397+557.7% | $138,895+437.0% |
| Participation rate | 44.4% | 79.4%-35.0pp | 76.5%-32.1pp | 79.9%-35.5pp |
| Annual return | 15.79% | 25.05%-9.3pp | 23.20%-7.4pp | 145.39%-129.6pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $7,412 | $5,693+30.2% | $5,076+46.0% | $6,396+15.9% |
| Admin fee / account holder | $40 | $14,549-99.7% | $11,957-99.7% | $12,562-99.7% |