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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,287 | $115,225+7.9% | $100,712+23.4% | $138,895-10.5% |
| Participation rate | 86.7% | 74.3%+12.3pp | 69.3%+17.4pp | 79.9%+6.7pp |
| Annual return | 15.28% | 40.35%-25.1pp | 33.27%-18.0pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,141 | $2,771-22.7% | $2,313-7.4% | $4,194-48.9% |
| Participant deferral / active EE | $5,205 | $4,699+10.8% | $4,085+27.4% | $6,396-18.6% |
| Admin fee / account holder | $1,775 | $10,844-83.6% | $9,256-80.8% | $12,562-85.9% |