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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,429 | $81,504-65.1% | $102,437-72.2% | $80,959-64.9% |
| Participation rate | 69.0% | 66.9%+2.1pp | 74.5%-5.5pp | 67.7%+1.3pp |
| Annual return | 15.71% | 25.60%-9.9pp | 24.95%-9.2pp | 35.67%-20.0pp |
| Employer contribution / active EE | $2,340 | $3,104-24.6% | $3,871-39.5% | $2,757-15.1% |
| Participant deferral / active EE | $5,806 | $3,871+50.0% | $5,060+14.7% | $4,300+35.0% |
| Admin fee / account holder | $128 | $6,719-98.1% | $8,388-98.5% | $6,925-98.1% |