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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,974 | $111,535+12.0% | $105,223+18.8% | $137,256-8.9% |
| Participation rate | 73.3% | 78.1%-4.8pp | 75.0%-1.7pp | 80.0%-6.6pp |
| Annual return | 12.52% | 237.85%-225.3pp | 180.65%-168.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $664 | $3,939-83.1% | $3,689-82.0% | $4,156-84.0% |
| Participant deferral / active EE | $3,296 | $5,500-40.1% | $5,072-35.0% | $6,407-48.6% |
| Admin fee / account holder | $385 | $9,721-96.0% | $8,859-95.7% | $12,270-96.9% |