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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,822 | $81,358+155.4% | $155,556+33.6% | $80,959+156.7% |
| Participation rate | 87.9% | 66.3%+21.7pp | 78.2%+9.7pp | 67.7%+20.3pp |
| Annual return | 10.89% | 33.39%-22.5pp | 64.84%-53.9pp | 35.67%-24.8pp |
| Employer contribution / active EE | $8,966 | $3,106+188.6% | $4,675+91.8% | $2,757+225.2% |
| Participant deferral / active EE | $8,915 | $3,455+158.0% | $5,631+58.3% | $4,300+107.3% |
| Admin fee / account holder | $39,108 | $7,994+389.2% | $15,885+146.2% | $6,925+464.7% |