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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,822 | $81,276+155.7% | $155,574+33.6% | $80,925+156.8% |
| Participation rate | 87.9% | 66.2%+21.7pp | 78.2%+9.7pp | 67.7%+20.3pp |
| Annual return | 10.89% | 33.36%-22.5pp | 64.87%-54.0pp | 35.65%-24.8pp |
| Employer contribution / active EE | $8,966 | $3,103+188.9% | $4,676+91.7% | $2,756+225.3% |
| Participant deferral / active EE | $8,915 | $3,453+158.2% | $5,629+58.4% | $4,299+107.4% |
| Admin fee / account holder | $39,108 | $7,993+389.2% | $15,914+145.7% | $6,940+463.5% |