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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,378 | $76,407+276.1% | $150,298+91.2% | $82,448+248.6% |
| Participation rate | 95.8% | 66.4%+29.4pp | 77.8%+18.1pp | 68.1%+27.8pp |
| Annual return | 16.11% | 39.99%-23.9pp | 62.79%-46.7pp | 41.64%-25.5pp |
| Employer contribution / active EE | $7,917 | $2,614+202.8% | $4,154+90.6% | $2,551+210.3% |
| Participant deferral / active EE | $9,865 | $3,214+206.9% | $5,453+80.9% | $4,139+138.3% |
| Admin fee / account holder | $39,320 | $6,352+519.0% | $14,116+178.6% | $7,234+443.5% |