Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,304 | $81,358+7.3% | $155,556-43.9% | $80,959+7.8% |
| Participation rate | 20.5% | 66.3%-45.7pp | 78.2%-57.7pp | 67.7%-47.1pp |
| Annual return | 13.61% | 33.39%-19.8pp | 64.84%-51.2pp | 35.67%-22.1pp |
| Employer contribution / active EE | $127 | $3,106-95.9% | $4,675-97.3% | $2,757-95.4% |
| Participant deferral / active EE | $1,050 | $3,455-69.6% | $5,631-81.4% | $4,300-75.6% |
| Admin fee / account holder | $3,423 | $7,994-57.2% | $15,885-78.5% | $6,925-50.6% |