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| Provider | Service type | Compensation |
|---|---|---|
FIRST PACIFIC FINANCIAL INC4 years Service code 27 610 ESTHER ST STE 100 · VANCOUVER, WA 98660 | Advisory (Plan) | $55,879 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,286 |
PENSION PLAN SPECIALISTS, PC4 years Service code 13 805 BROADWAY, SUITE 600 · VANCOUVER, WA 98660 | Contract Administrator | $11,150 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,253 | $80,781+39.0% | $102,437+9.6% | $74,478+50.7% |
| Participation rate | 100.0% | 65.7%+34.3pp | 74.5%+25.5pp | 67.2%+32.8pp |
| Annual return | 14.40% | 27.58%-13.2pp | 24.95%-10.5pp | 1370.56%-1356.2pp |
| Employer contribution / active EE | $6,094 | $3,160+92.8% | $3,871+57.4% | $2,626+132.0% |
| Participant deferral / active EE | $5,666 | $3,862+46.7% | $5,060+12.0% | $4,350+30.2% |
| Admin fee / account holder | $624 | $2,372-73.7% | $8,388-92.6% | $1,946-68.0% |