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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT5 years Service code 26 · EIN 41-1416330 1918 8TH AVE, STE 3600 · SEATTLE, WA 98101 | Advisory (Participants) | $35,005 |
NWPS5 years Filed as: NWPS, INC. Service code 13 · EIN 91-2090931 4025 DELRIDGE WAY SW, SUITE 250 · SEATTLE, WA 98106 | Contract Administrator | $17,559 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 3000 SCHWAB WAY · WESTLAKE, TX 76262 | Securities Custodian | $5,661 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,868 | $81,504+63.0% | $102,437+29.7% | $80,959+64.1% |
| Participation rate | 97.4% | 66.9%+30.6pp | 74.5%+22.9pp | 67.7%+29.7pp |
| Annual return | 18.77% | 25.60%-6.8pp | 24.95%-6.2pp | 35.67%-16.9pp |
| Employer contribution / active EE | $3,900 | $3,104+25.7% | $3,871+0.8% | $2,757+41.5% |
| Participant deferral / active EE | $9,299 | $3,871+140.3% | $5,060+83.8% | $4,300+116.2% |
| Admin fee / account holder | $447 | $6,719-93.3% | $8,388-94.7% | $6,925-93.5% |