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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,836 | $159,934+166.9% | $147,005+190.4% | $145,959+192.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.07% | 98.24%-92.2pp | 418.76%-412.7pp | 561.95%-555.9pp |
| Employer contribution / active EE | $3,023 | $5,287-42.8% | $4,934-38.7% | $4,661-35.1% |
| Participant deferral / active EE | $6,850 | $8,427-18.7% | $8,070-15.1% | $6,689+2.4% |
| Admin fee / account holder | $12,216 | $15,053-18.9% | $13,006-6.1% | $13,398-8.8% |