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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,045,175 | $156,398+568.3% | $147,318+609.5% | $138,895+652.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.39% | 78.75%-66.4pp | 70.43%-58.0pp | 145.39%-133.0pp |
| Employer contribution / active EE | $111,067 | $4,853+2188.5% | $4,593+2318.3% | $4,194+2548.1% |
| Participant deferral / active EE | $179,499 | $8,237+2079.1% | $7,906+2170.3% | $6,396+2706.3% |
| Admin fee / account holder | $712,624 | $14,976+4658.5% | $13,708+5098.8% | $12,562+5572.8% |