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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC2 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $37,951 |
Service code 37 · EIN 04-2647786 | Loan Processing | $17,471 |
Filed as: SMITH BUNDAY BERMAN BRITTON, PS Service code 10 · EIN 91-1275259 | Accounting | $12,600 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,354 | $24,891+210.8% | $69,632+11.1% | $74,478+3.9% |
| Participation rate | 84.6% | 63.4%+21.2pp | 66.4%+18.2pp | 67.2%+17.4pp |
| Annual return | 14.08% | 18.53%-4.5pp | 101.32%-87.2pp | 1370.56%-1356.5pp |
| Employer contribution / active EE | $736 | $1,005-26.7% | $1,708-56.9% | $2,626-72.0% |
| Participant deferral / active EE | $3,174 | $1,908+66.3% | $2,889+9.9% | $4,350-27.0% |
| Admin fee / account holder | $312 | $1,904-83.6% | $4,695-93.4% | $1,946-84.0% |