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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $116,413 |
Service code 37 · EIN 04-2647786 | Loan Processing | $91,776 |
CREATIVE PLANNING LLC1+ years Filed as: CREATIVE PLANNING HOLDCO, LLC Service code 27 · EIN 84-4519624 | Advisory (Plan) | $45,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,795 | $93,462-20.0% | $165,100-54.7% | $99,313-24.7% |
| Participation rate | 63.9% | 79.9%-16.0pp | 78.6%-14.7pp | 71.7%-7.8pp |
| Annual return | 14.90% | 15.71%-0.8pp | 70.21%-55.3pp | 17.67%-2.8pp |
| Employer contribution / active EE | $2,145 | $3,099-30.8% | $4,348-50.7% | $3,264-34.3% |
| Participant deferral / active EE | $3,715 | $5,366-30.8% | $6,035-38.4% | $5,346-30.5% |
| Admin fee / account holder | $58 | $81-28.3% | $12,696-99.5% | $109-46.6% |