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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,220 | $70,366+24.0% | $66,674+30.8% | $138,895-37.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.43% | 386.41%-371.0pp | 321.24%-305.8pp | 145.39%-130.0pp |
| Employer contribution / active EE | $4,794 | $2,765+73.4% | $2,620+83.0% | $4,194+14.3% |
| Participant deferral / active EE | $11,534 | $4,374+163.7% | $4,084+182.4% | $6,396+80.3% |
| Admin fee / account holder | $6,673 | $5,262+26.8% | $5,098+30.9% | $12,562-46.9% |